Some of our competitors have declared that only costs matter when selecting an index fund. However, the human element will always matter.

John Croke
John Croke, CFA, is the head of multi-asset product management in Vanguard Portfolio Review Department, responsible for Vanguard Target Retirement Funds and the overall product strategy. He also partners with Vanguard Investment Strategy Group on asset allocation for Vanguard's global multi-asset class products. Before joining Vanguard, Mr. Croke was director of pension investments at Pfizer Inc. Before that role he was vice president of equity research at Jefferies & Company. Mr. Croke earned a B.S. in economics from Vanderbilt University and an M.B.A. in finance from New York University’s Stern School of Business. He is a CFA® charterholder and is a member of the CFA Institute and the New York Society of Security Analysts.
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